Coming soon
CardsCredit Card Finder
Compare cards by cashback, rewards, annual fee and your actual spending pattern.
Independent finance tools & research
Make smarter decisions
with your money.
CredoNomics breaks down credit cards, cashback, banking and investing into clear, usable decisions — without the noise.
Learn • Invest • Grow
India-firstBuilt around Indian cards, banks and offers.
Numbers-firstEffective returns, caps, fees and real outcomes.
PracticalResearch you can use before you spend or invest.
Products
Tools I’m building
Simple utilities for decisions that are usually buried in terms, PDFs and reward tables.
Build 01
CalculatorCashback Calculator
See your effective reward rate after caps, exclusions and annual fees.
Build 02
FuelFuel Card Optimizer
Compare surcharge waiver, reward points and fuel-app benefits in one view.
Build 03
InvestingMF Portfolio Tracker
Track portfolio changes across mutual-fund factsheets month by month.
Research
Finance, explained without filler.
Deep dives, comparison frameworks and practical guides built for people who want the details before making a decision.
Browse all notesGood financial decisions shouldn’t require reading 40 pages of fine print. CredoNomics turns the fine print into the decision.
About
Built from curiosity about how money products actually work.
CredoNomics is an independent project focused on credit cards, banking, cashback systems and investing. The goal is to make complex financial products easier to compare, verify and use.
Expect calculators, data-backed comparisons, portfolio research and practical documentation guides.